Singular SIPP
Our entry level Singular SIPP offers cost effective pension consolidation. With an annual wrapper fee from £295 plus vat, Singular SIPP permits access to one holding in any of the following:
- Fund Platform,
- Discretionary Fund Manager,
- Trustee Investment Plan,
- Internet Share Dealing, or
- Cash Deposit (in addition to primary trustee bank account).
All assets held must also meet FCA definition of "standard" investments.
Designed to accommodate a wide range of both pre and post retirement options, we make it easy for you to keep up to date with progress via our online adviser / client portal.
The Singular SIPP plan can be converted to either a Step Up SIPP or a Full SIPP within the same wrapper if required at a later date - i.e. no "transfer" is required.
Case Studies
SIPPs – What if I don't have enough funds for a purchase?
If your client or your client’s business owns a commercial property, then transferring their property into a SIPP can be very beneficial.
Joint Ownership of SIPP: can I purchase the remaining part later on?
If your client has their own business and wants to establish a SIPP to buy that commercial property, but they don’t have the funds in their pension to do so, there are still options to make this a via
Multi-member SIPP arrangement: Can I co-own with another entity?
A group of individual SIPP schemes can each purchase a share of a commercial property, in a “syndicated” arrangement or group purchase.
Other Products
Step Up SIPP
Self-Invested Personal Pension
- same investment options as the Singular SIPP, with access of up to 5 holdings
- Whole of Market investment choice
- can be converted to either a Singular SIPP or a Full SIPP at a later date
Full SIPP
Self-Invested Personal Pension
- wider range of investment options
- includes assets such as commercial property
- Whole of Market investment choice